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Florida Real Estate Market

Wellington Homeowner’s Grant Eligibility Questioned Over Adult Son’s Income

October 15, 2025
Homeowner looking concerned outside a house.
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A Wellington homeowner has been denied a crucial state grant for home improvements due to the inclusion of his adult son’s income in the household calculation. Al Genduso was seeking funds from the My Safe Florida Home program to replace his aging roof, a requirement from his insurance company. The denial has sparked frustration and highlighted potential issues within the state initiative.

Key Takeaways

  • A Wellington homeowner was denied the My Safe Florida Home grant.
  • The denial was based on his adult son’s income being counted, despite the son not contributing financially and planning to move out.
  • The homeowner faces the prospect of dropping his insurance if he cannot afford the roof replacement.

Grant Program Under Scrutiny

The My Safe Florida Home program, administered by the Chief Financial Officer’s office, aims to assist Florida residents in making storm-related home upgrades. However, Genduso’s case brings to light the complexities and potential unfairness in how household income is assessed.

Genduso expressed his dismay, stating, "That’s not fair. My son is moving. He doesn’t contribute financially to the house." He emphasized that his son, who lives with him but is soon to relocate, does not contribute to the household’s finances. The grant, offering up to $10,000, would have significantly helped offset the cost of a new roof, which his insurance company has mandated.

Financial Strain and Insurance Concerns

Without the grant, Genduso is contemplating a drastic measure: dropping his homeowner’s insurance altogether. This decision underscores the financial pressure many Florida homeowners face, especially when essential repairs are required and state assistance programs present hurdles. The situation also points to broader challenges the My Safe Florida Home initiative has encountered, with other homeowners reporting difficulties in navigating the application process.

WPTV is reportedly seeking clarification from the Department of Financial Services regarding Genduso’s options and the program’s eligibility criteria. This case adds to a growing list of concerns surrounding the effectiveness and fairness of the My Safe Florida Home program.

[link-whisper-related-posts]

Sources

  • Homeowner fights My Safe Florida Home denial, WPTV.

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