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    Florida’s Real Estate Market Faces Divergent Investment Trends: SBA Commits Billions Amidst Investor Exodus

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Florida Real Estate Wire - Real Estate News > Florida Real Estate Market > South Florida Real Estate Navigates Boom, Bust, and Affordability Crisis

Florida Real Estate Market

South Florida Real Estate Navigates Boom, Bust, and Affordability Crisis

October 12, 2025
South Florida skyline with condos and ocean.
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South Florida’s real estate market is experiencing a complex period, marked by a cooling-off from a pandemic-fueled boom, significant market corrections, and persistent affordability challenges. Experts gathered at a recent forum to discuss these evolving dynamics, highlighting both the region’s continued appeal and the growing pains associated with its rapid expansion.

Key Takeaways

  • The market is slowing down from its pandemic-era peak, with fewer units selling monthly compared to initial hopes.
  • Rising insurance premiums and property taxes are deterring potential buyers and sellers.
  • A significant number of homes are being withdrawn from the market, leading the nation in this trend.
  • High home prices, a legacy of the pandemic surge, are not yet aligning with current market realities.
  • Potential capital gains taxes on home sale profits may be discouraging long-term homeowners from selling.
  • Despite challenges, South Florida is evolving into a sophisticated, dynamic economic hub attracting ambitious professionals.

Market Slowdown and Shifting Dynamics

After a period of intense activity driven by an influx of people and capital, South Florida’s real estate market is experiencing a noticeable slowdown. While luxury properties are still selling, the pace has moderated. Some developers are securing substantial construction loans, indicating continued investment, but the overall sentiment suggests a market that has

### Market Slowdown and Shifting Dynamics

After a period of intense activity driven by an influx of people and capital, South Florida’s real estate market is experiencing a noticeable slowdown. While luxury properties are still selling, the pace has moderated. Some developers are securing substantial construction loans, indicating continued investment, but the overall sentiment suggests a market that has

  • South Florida Boom Evolves Amid ‘Growing Pains,’ With $630M Loan on Deck – Commercial Observer, Commercial Observer.
  • South Florida homes are being pulled from the market at highest rate in nation – NBC 6 South Florida, NBC 6 South Florida.
  • Citizens Allows Flood Document Deferrals, | Florida Realtors.
  • Are taxes on homeowner profits slowing down South Florida’s market?, WLRN.
  • Deep Dive: Current state of South Florida’s real estate market seems troublesome | Miami Life Extra, CBS News.

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