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    US 30-Year Mortgage Rate Slips to 6.3%, Reaching Yearly Low Amid Market Uncertainty

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Florida Real Estate Wire - Real Estate News > Florida News by Region > Southwest Florida Housing: Sellers See Improved Inventory as Market Shifts

Florida News by Region

Southwest Florida Housing: Sellers See Improved Inventory as Market Shifts

October 10, 2025
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Recent shifts in the Southwest Florida housing market show positive changes for home sellers, as inventory levels improve compared to earlier this year. The region is now experiencing a more balanced supply, hinting at potential changes for both buyers and sellers over the coming months.

Key Takeaways

  • Housing inventory in Lee County has reduced significantly since April
  • High-end homes ($1 Million+) saw the largest improvement in supply
  • All price ranges have benefited from decreased inventory
  • Pending sales dropped recently, mirroring seasonal trends
  • Falling interest rates might spur more sellers to enter the market

Housing Supply Shows Notable Improvement

In April, Lee County’s inventory for single-family homes hovered at over eight months, signaling a clear buyer’s market. Fast forward to October, and the months of supply have declined to just above six months—approaching what experts consider a balanced market (between 5.5 and 6 months of supply).

A closer look at the luxury market highlights exceptional progress. Homes priced above $1 million saw their inventory drop from over 16 months in April to under 10 months today. Similar, though less dramatic, improvements were seen in the $800,000–$1 million, and $600,000–$800,000 price brackets. Notably, no price range saw a worsening in supply levels.

Seasonal Trends in Pending Sales

Market watchers note a recent dip in pending sales figures—the lowest since early February. This seasonal decline, which typically occurs after sellers close deals at the end of each month, reflects a normal rhythm for the area. Last year’s pending sales recovered after a similar drop, supporting expectations for cyclical fluctuations rather than a permanent decline.

Inventory increased steadily from September through March in the previous year, and if the same trends repeat, the months-supply metric could rise again in the near future if buyer demand remains soft.

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The Impact Of Interest Rates On Supply

Homeowners who previously refinanced at ultra-low interest rates have been less inclined to move, dampening supply. However, as interest rates come down from recent highs, more sellers may find it financially viable to upgrade or relocate. This scenario could expand inventory and, in turn, ease price pressures seen over the past year.

What To Expect Looking Ahead

Monitoring week-to-week data will be crucial. If interest rates fall noticeably, increased seller activity is likely, potentially bumping up inventories just as buyers re-enter the market. Buyers and sellers alike should stay alert to these local dynamics for the best decision-making.

Whether planning to buy or sell in Southwest Florida, keeping up with these key metrics and changing trends will be essential in the months ahead.

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