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Florida Real Estate Market

Condo Owners Left in the Dark: Who Foots the Bill for Removed Hurricane Windows?

May 12, 2026
Condo building with missing hurricane windows, dark and damaged.
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A homeowner’s quest for answers regarding the cost of replacing hurricane windows removed during condo restoration highlights a common point of contention in large-scale building projects. When a condo association undertakes significant repairs, the lines of responsibility for specialized items like hurricane protection can become blurred, leaving residents uncertain about their financial obligations and rights.

Key Takeaways

  • Document all communications and expenses related to the window removal and potential replacement.
  • Thoroughly review your condo’s governing documents to understand owner vs. association responsibilities.
  • Consider escalating the issue to the building department or consulting a legal professional if direct resolution fails.
  • Take immediate steps to protect your property from the elements and keep receipts for temporary measures.

Navigating the Condo Restoration Maze

When a condominium undergoes extensive concrete restoration, issues can arise, particularly concerning elements like hurricane windows and shutters. In one homeowner’s case, their lanai’s hurricane windows were removed by contractors due to a permitting issue, while other residents’ windows remained intact. This situation has sparked a debate between the homeowner, the association, and engineers about who should bear the cost of reinstalling this crucial hurricane protection.

Your Rights and Next Steps

For homeowners facing similar predicaments, the advice is to start by meticulously documenting every interaction and expense. This includes keeping a written log of conversations with the board, property manager, and contractors, as well as taking photos of the affected area before and after the work. Researching the cost of replacing the hurricane protection is also a vital step.

Understanding Governing Documents

Crucially, homeowners should consult their condo’s governing documents. Typically, associations are responsible for common elements, while individual owners manage the interior of their units. However, hurricane windows often reside in a gray area, making the specific wording in the bylaws paramount. Having a clear understanding of these rules will empower the homeowner to present a stronger case.

Escalating the Issue

If direct communication and written requests do not yield a satisfactory resolution, homeowners have further avenues. Filing a complaint with the city’s building department may be an option if there’s a belief that city codes have been violated. For complex disputes, seeking advice from an attorney specializing in condominium and construction law is recommended. Such professionals can guide owners on the best course of action, whether it involves mediation, arbitration, or legal proceedings.

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Protecting Your Property

In the interim, it’s essential to protect the exposed lanai from the elements. Installing temporary coverings and saving all related receipts can help recover these costs later. While condo repairs can be a challenging and frustrating process, staying organized, persistent, and firm offers the best chance of achieving a satisfactory resolution and ensuring one’s rights are upheld.

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